Сотрудничала с Гаспромбанком при оформлении ипотеки. Сотрудники все объясняли доступным языком, проконсультировали и в целом приятно общались. Не было навязчивый предложений и прочее, все по делу! Остался приятный осадок.
На постоянной основе этим банком и услугами не пользуюсь.
Процесс оформления можно было ускорить, много затягивания, посидите, подождите, вполне могли заранее по документам все подготовить. В дальнейшем нареканий нет, приложение одно из самых удобных на российском рынке.
Плюсы- Ипотечный продукт с маленькой ставкой на 2019 год 6.8 процентов ( это новостройка и рег программа для мноодетных). Документов много, как и везде, сделка прошла быстро. Справки и страховки сложностей не вызывали, здесь работали по электронной почте и по телефону, сроки нормальные, всё достаточно быстро. Минусы- нет офиса банка во всём субъекте Р. Карелия значит каждый платеж с комиссией в 100 р. На данный момент кредит оплачен, к банку вопросов нет, но офис, конечно не помешает. Ставки сейчас везде конские!
Всё прошло замечательно.Обслуживание персонала отличное, быстро оформили,брала перед пенсией, на 20 лет,плачу шесть лет, к концу года надеюсь закрою, процент не большой был тогда.Другой банк и не рассматривала, это наш родной банк.
В прошлом году брала ипотеку на вторичное жилье. Более простого и удобного способа не встречала. Менеджер Павел был всегда на связи.
Как проходила сделка:
1. Отправила запрос в банк, заполнив простую форму
2. Банк запросил адрес объекта недвижимости для проверки
3. Ипотечный кредит и объект недвижимости были одобрены
4. Был собран необходимый пакет документов
5. Сложность состояла в том, что продавец постоянно проживает в Рузском районе и не мог приехать в Москву
6. Для создания электронной подписи была назначена встреча с представителем банка в г. Руза
7. Представитель банка сделал электронные подписи мне и продавцу
8. Через 1 час 45 минут сделка была подписана, оформлена, продавцу пришло уведомление, что деньги поступили на счет и будут переведены после регистрации сделки
9. Через несколько дней сделка была зарегистрирована, продавец получил деньги
10. Приятный бонус для покупателя: не нужен был оценочный альбом (который требуют многие банки), страховка входит в ежемесячный платеж и зависит от суммы основного долга. Поэтому не было необходимости в дополнительных расходах
Вывод: лезшая ипотечная сделка в моей жизни. Рекомендую от души
Все. Оформили максимально быстро, никаких препонов со стороны банка. Ежемесячные платежи не большие. В банке появляюсь раз в год для страхования, все проходит быстро и удобно для меня. Менеджер Котова я Александра Михайловна, постоянно помогает, если возникают вопросы и стоит горой за клиента. Мне все очень нравится. Просто советую молодым, и простым работягам как я!
Было всё великолепно. Сейчас РосБанк передал в Т Банк со всеми действующими ипотеками.
Росбанк
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