Personal finance
вопросы
18
подписчики
17
Стать экспертом

Will anything short of global revolution end the dominance of the 1%?

спрашивает
Ian Gittins
Prof Danny Dorling, Halford Mackinder Professor of Geography, University of...  · 28 ноября 2016
Well, the 1% is really a very British and American phenomenon.  The UK and US are by far the most unequal of the 25 richest countries in the world. Only Israel and Singapore come anywhere near our levels. The UK has greater economic inequality than Israel – and the Israel figures... Читать далее
Комментировать ответ…Комментировать…
Money+4
< 100

How can you balance saving for your retirement with other big life goals?

спрашивает
Nick Huber
Chartered Financial Planner & Chartered Wealth Manager, SOLLA Accredited Later...  · 25 ноября 2016
There’s a 50-30-20 rule of thumb, which is quite popular in the US. Dave Ramsey - a US businessman and author - talks about allocating half of your take-home pay each month towards necessities and then 30 percent towards lifestyle choices, things like hobbies or your gym membership, and... Читать далее
Комментировать ответ…Комментировать…
Money+3
< 100

When will we be able to buy coffee and pizza using cryptocurrency?

спрашивает
Olga Zeveleva
University of Cambridge PhD researcher, Computer Science and Technology...  · 9 января 2018
Whether one of these systems gets widespread enough such that you can go out and buy your coffee or pizza using it - that remains to be seen. I am going to make a prediction that this is going to be more of a legal and economic battle than a technical one. The question is whether... Читать далее
Комментировать ответ…Комментировать…
Blockchain+5
< 100

What can I do if I default on my mortgage?

спрашивает
Nick Huber
Chartered Financial Planner & Chartered Wealth Manager, SOLLA Accredited Later...  · 29 ноября 2016
If you get behind on your mortgage payments, the lender will want you to clear these arrears and could start court action resulting in you losing your home.  Before it gets to this stage, it’s important to take action as quickly as possible. It is often possible to negotiate an... Читать далее
Комментировать ответ…Комментировать…
Money+3
< 100

Is it really worth having a pension any more?

спрашивает
James Medd
Principal Research Fellow at the National Institute of Economic and Social...  · 29 ноября 2016
For most people the answer is yes, because unless you die young or unless you intend to work until you drop dead, you’re going to need a pension.  Remember that in the UK, saving is relatively attractive. Returns may not be very high at the moment due to very low interest rates but you... Читать далее
Комментировать ответ…Комментировать…
Money+4
< 100

How can I protect my own finances ahead of Brexit?

спрашивает
TheQSTN.com Team
Former Head of Global Equity Trading at Deutsche Bank and CEO of invstr.com...  · 21 ноября 2016
Although it is true that it will take months or even years for the full implications of Brexit to be clear, recent data from the Office for National Statistics has not reflected the collapse in confidence predicted by some surveys since the Referendum. House prices have continued to... Читать далее
Комментировать ответ…Комментировать…
Brexit+2
< 100

Is there a safe currency that I should move my sterling savings into?

спрашивает
James Medd
Lecturer in Economics at the University of Sussex.  · 25 ноября 2016
The short answer is no. The reason is that exchange–rate movements, over the short run, are pretty much unpredictable.  Even if there are currencies out there such as the Swiss Franc that have a history of providing a safe haven in turbulent times, the exact movement of any exchange... Читать далее
Комментировать ответ…Комментировать…
Brexit+4
< 100

Is the falling pound good for me in any way?

спрашивает
Nick Huber
Chartered Financial Planner & Chartered Wealth Manager, SOLLA Accredited Later...  · 1 декабря 2016
There are winners and losers from a weaker pound. A weaker currency makes exporters more competitive, along with companies who earn their revenues overseas.  The recent growth in the value of the FTSE 100 of the UK’s largest companies has been largely attributed to the falling currency... Читать далее
Комментировать ответ…Комментировать…
Money+3
< 100

How can I make sure that I save enough for a comfortable retirement?

спрашивает
Nick Huber
Chartered Financial Planner & Chartered Wealth Manager, SOLLA Accredited Later...  · 24 ноября 2016
It’s hard to apply a rule of thumb to something as personal as retirement planning. The amount you need to save is dependent on how much you want to have in retirement, when you decide to retire and what retirement looks like.  In the past, under the traditional retirement, when people... Читать далее
Комментировать ответ…Комментировать…
Money+3
< 100

How can I protect my own finances ahead of Brexit?

спрашивает
Nick Huber
Chartered Financial Planner & Chartered Wealth Manager, SOLLA Accredited Later...  · 29 ноября 2016
There’s still a great deal of uncertainty about the Brexit process. Until Article 50 is formally triggered by the UK government and negotiations with the EU have concluded, investors are likely to experience relatively volatile markets. It can take up to two years for exit negotiations... Читать далее
Комментировать ответ…Комментировать…
Brexit+4
< 100