Apple Pay and Yandex.Money: the most important questions

What is Apple Pay

This is a contactless payment technology by Apple. One device will Apple Pay on it can replace all your debit and credit cards you use for paying at the stores and on sites.

  • This is quick: payments are made in one tap, you do not need to search for cash or card.
  • This is secure: the device remains in your hands, all details are secured by Apple.

Apple Pay is installed and works for free; payments are commission free.

Source of money

You can connect Apple Pay with your Yandex.Money account—money will be debited from it. If you do not have a Wallet, you can create one in a couple of minutes: on our site or in our app. Start a Wallet

You can look through the list of all companies working with Apple Pay on the Apple site (at the bottom of the page).

Connecting your Yandex.Money account to Apple Pay

You have three possible ways to connect them.

Using your Yandex.Money card

  1. Open Apple Wallet—default app for iOS.
  2. Push 'Add payment card'.
  3. Specify details of your Yandex.Money card and push Next.
  4. Then follow the prompts on the screen.

Read about the Yandex.Money card

Without a  card in the Yandex.Money App

  1. Download or update the Yandex.Money app.
  2. Navigate to the Wallet section, then tap 'Issue a virtual card'—we will issue a virtual MasterCard for you instantly.
  3. Push 'Add to Apple Wallet' near the card number
  4. Then follow the prompts on the screen.

Without a card, on our site

  1. Issue a virtual MasterCard; this won't take longer than a minute. You will see its number on the site; its CVC and expiration date are sent in a text message.
  2. Open Apple Wallet app on your device and tap 'Add debit or credit card' or a plus icon.
  3. Specify the card details. Further on, follow the in-app prompts.

Read about the virtual Yandex.Money card

To pay with Apple Watch, view the Watch app and open the Wallet and Apple Pay section. Push 'Add debit or credit card' and specify your Yandex.Money card details: either plastic or virtual.

To pay with iPad, open the Settings app, then view the Wallet and Apple Pay section. Push 'Add debit or credit card' and specify your Yandex.Money card details: either plastic or virtual.

When Yandex.Money's card image appears in the Apple Wallet, you can start paying via Apple Pay.

Spots to use Apple Pay

At the stores, coffee shops, movies, and underground: wherever you see a reader with an Apple Pay icon.

On sites opened viewed with Safari or in mobile apps for iOS: find the Pay button with an Apple Pay icon.

Paying via Apple Pay

When Apple Pay is on, you can pay with your phone, tablet, or Apple Watch online or at ordinary stores.


  1. Push the button 'Buy' with an Apple Pay icon on it: you can find this button in applications for iOS and on sites viewed with Safari.
  2. Confirm the payment with Touch ID on your phone or tablet.

At stores and coffee shops, with iPhone

  1. Put your finger on Touch ID and hold your phone near the reader.
  2. Get the payment receipt: you will see payment results in it.

At stores and coffee shops, with Apple Watch

  1. Push the side button twice and hold it near the reader.
  2. Turn your Apple Watch screen towards the payment reader.
  3. Hold it there until the device vibrate.
  4. Get the payment receipt: you will see the payment results in it.

Devices supported by Apple Pay

For payments at ordinary stores:

  • iPhone SE, iPhone 6, iPhone 6s, iPhone 6 Plus, iPhone 6s Plus, iPhone 7, iPhone 7 Plus, and later versions
  • Apple Watch (1 gen), Apple Watch Series 1, Apple Watch Series 2.

For payments online:

  • iPhone SE, iPhone 6, iPhone 6s, iPhone 6 Plus, iPhone 6s Plus, iPhone 7, iPhone 7 Plus, and later versions
  • iPad mini 3, iPad mini 4, iPad Air 2, iPad Pro (12.9 inches), iPad Pro (9.7 inches),
  • Mac 2012 and later versions with an eligible iPhone or iPad signed in with the same Apple ID.

Requires PIN

Payment via Apple Pay is a payment with a bank card. Every card you add to Wallet need to have a PIN.

Retrieving PIN for your Yandex.Money card:

  • for your plastic card, you create the PIN in the course of its activation
  • for your virtual card, we send the PIN in a text message after adding card to your Apple Wallet.

You will need PIN to pay at the offline stores if the payment amount exceeds 1,000 rubles.

Online payments never require a PIN.

Whether Apple Pay requires internet connection

You do not need to be online to use Apple Pay. You will be able to pay at the cash register even if the internet connection is bad.

Yet you need to be online to activate Apple Pay. Possible types of connection: 3G, 4G, or Wi-Fi.

Adding several debit and credit cards to Apple Pay

You can add up to eight card to one device. For instance, cards of different banks or our cards issued for different Yandex.Money accounts.

When paying, scroll through the list of cards and find the one you want to pay with at the moment.

Lost phone (tablet, Watch). What to do

Turn on Lost Mode on the Apple site immediately: Apple Pay will be blocked on this device.

You do not need to cancel your cards.

I've lost my Yandex.Money card. What to do

Cancel it right away: the Cancel button is in the Bank Cards section on our site. If you currently cannot open the site, call our Support Service: +7 (495) 974-3586.

As soon as the card is cancelled, you need to remove it from Apple Wallet: navigate to your device's Settings, open 'Wallet and Apple Pay', and push 'Remove Card'. If you pay with your Apple Watch, push 'Remove Card' under the Watch app.

What limits the Yandex.Money card applies

The limits depend on your user account status on Yandex.Money.

  • Anonymous: the maximum one-time payment is 15,000 rubles. The monthly limit is 40,000 rubles.
  • Reviewed: the maximum one-time payment is 60,000 rubles. The monthly limit is 200,000 rubles.
  • Identified: the maximum one-time payment is 250,000 rubles. The monthly limit is 3 million rubles.

Payments are commission free.

More about limits and fees