What Are Bonus Points

Yandex.Money offers a bonus points system as a form of gratitude and motivation for our regular users. Bonus points help you save money and buy things you've been thinkg about for a long time.

The most important information

Bonus points are a form of cashback for payments made from the wallet. You can spend them wherever Yandex.Money is accepted: 1 bonus point = 1 ₽.

To receive this cashback, you need to click the yellow button at our webpage about bonus points.

You can follow your bonus points balance at the Yandex.Money website by checking the wallet balance.

Terms of the loyalty program

Earning the points

Bonsu points can be earned as cashback, via emails, and by completing tasks.

Ways to earn points

Cashback
  • 1% for online payments from a wallet, a Yandex.Money card, or a card linked to the wallet,
  • 5% for offline payments from a Yandex.Money card: we count every payment in category of the month and every fifth payment in other categories.

In total, this method can return up to 2000 points per month.

Please note: if you want to get these percentages, you need to spend more than 1,000 ₽ per month. If you spend less, you will receive 0.5% of each payment.

Points as cashback in the first month

If you click the "I want to start" button by the 15th day of any month inclusive, we will start counting the expenses immediately. The cashback percentage will be recalculated on the first day of the next month. Until then, you will have the maximum cashback of 1% online and 5% offline (for payments in the category of the month and every fifth payment in other categories).

Example: you clicked the button on 2 September. Until 1 October, you are provided with the maximum percentage of cashback by default, and on 1 October we will calculate how much you spent in September and determine the percentage for October.

If you clicked the "I want to start" button after the 15th day, we will start counting the expenses from the first day of the following month. The cashback percentage will be recalculated in a month, but before that you will have the maximum percentages.

Example: you clicked the button on 17 September. Until 1 November, you are provided with the maximum percentage of cashback by default, and on 1 November we will calculate how much you spent in October and determine the percentage for November.

Gifts

Sometimes we send emails with gift codes: such code can be exchanged for bonus points in your wallet. The code activation link is in the email.

If you don't want to miss a gift letter, we recommend reading all emails from Yandex.Money. You can also check if you're subscribed to them.

Tasks

The page about bonus points contains tasks, for example, to issue a card or invite a friend. These tasks can also earn you bonus points.

Spending the points

You can spend bonus points anywhere you see this banner:

List of stores that accept bonus points is at the page about bonus points. You can pay with bonus points in one of these stores by selecting the Yandex.Money wallet as the payment method and checking the "Use points" box.

Important informaiton

  • The minimum amount you can pay from the wallet is one ruble. So, if you pay 100 ₽, then you can pay off a maximum of 99 ₽ in bonus points.
  • If you arranged a refund, the amount will be returned in equal parts as during the payment: some of it to the wallet, some of it to the bonus points balance.